Fee for advice

We will agree with you the amount you pay based on:

• a flat dollar fee;
• an hourly rate;
• the amount you invest; or
• a combination of the above.

You can pay in the following ways:

• as a fee for advice that will be deducted from your investment as a one-off payment or in instalments;
• by direct invoice from us for initial and ongoing advice;
• via commission we may receive from a financial product provider when you commence an insurance contract or loan product; or
• a combination of the above.

If you are not already on a fee for advice package, you can move to this payment method at any time.

Other payments we may receive

We will provide you with details of all fees, commissions, or other benefits we may receive when we provide advice to you and, where possible, will give actual dollar amounts. If we cannot provide this accurately, we will provide worked-dollar examples. Even if you don’t receive personal financial advice from us, you can still request the details of any fees, commissions or other benefits we receive in relation to any other financial service we provide you.